EMVA Group

Platforms built forreal financial behavior

Intelligent platforms designed to transform financial experiences across Africa, from personalized wellness tools to campus identity and payments.

WalletSense.AI

An AI-powered financial wellness platform that helps institutions deliver personalized experiences using behavioral intelligence and real-time insight.

✦ AI-powered financial wellness, personalized in real time.
  • Behavioral intelligence turns transaction data into personalized guidance
  • Real-time insight institutions can act on immediately
  • Built specifically for how African customers actually bank
  • AI
  • Financial wellness
  • Analytics
Two people checking WalletSense.AI on their phones
Live platform

Student Card KE

A smart student identity and digital services platform enabling access to payments, campus services, and student benefits.

✦ Campus identity, payments, and student benefits, one card.
  • One smart card for campus identity and everyday payments
  • Digital access to student services and benefits
  • Built for education partners across Kenya
  • Identity
  • Payments
  • Education
A student pointing at her Student Card KE
Launching soon

Every platform stands on the same five pillars

01

Financial inclusion

Expanding access to financial services across Africa.

02

Artificial intelligence

Smart, behavior-aware platforms powered by machine learning.

03

Digital payments

Seamless transactions built for modern commerce.

04

Customer intelligence

Data-driven insight that shapes better experiences.

05

Embedded finance

Financial services woven directly into partner products.

Questions about our platforms

Is WalletSense.AI live today?

Yes. WalletSense.AI is live now at walletsense.ai, helping institutions deliver personalized financial wellness experiences.

When does Student Card KE launch?

Student Card KE is in active development. Reach out through our partners page and we'll notify you as launch approaches.

Can our institution build on an EMVA platform?

Yes. We partner with banks, fintechs, telecom companies, educational institutions, and digital platforms to bring these platforms to their users.

What powers these platforms?

Every EMVA platform is built around AI-driven behavioral intelligence, real-time data, and infrastructure designed specifically for African financial behavior.

Partner with us

We collaborate with forward-thinking organizations who share our vision of digital transformation across Africa.

BanksFintechsTelecom companiesEducational institutionsInvestorsDigital platforms
Contact us